Sustainable Development Goals - 17 Goals to Transform our World
Decent jobs and economic growth - Goal 8

Promote sustained, inclusive and sustainable economic growth, full and productive employment and decent work for all

Indicator 8.10.2: Proportion of adults (15 years and older) with an account at a bank or other financial institution or with a mobile-money-service provider

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Proportion of U.S. households with a checking account, savings account, money market account, or certificate of deposit

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Headline data

Year Value
2009 70.7
2010 69.8
2011 69.8
2013 89.2
2014 89.7

This table provides metadata for the actual indicator available from US statistics closest to the corresponding global SDG indicator. Please note that even when the global SDG indicator is fully available from US statistics, this table should be consulted for information on national methodology and other US-specific metadata information.

Actual indicator available Proportion of households with interest earning assets at financial institutions
Actual indicator available - description Proportion of households with a checking account, savings account, money market account, or certificate of deposit
Date of national source publication July 2013
Method of computation
Periodicity Annual, missing some years
Scheduled update by national source Spring 2019 (for 2014 values)
U.S. method of computation Weighted sample mean from the Survey of Income and Program Participation
Comments and limitations This statistic does not include regular (non-interest earning) checking accounts, which is a common type of bank account in the United States
Date metadata updated May 15, 2019
Disaggregation geography National and by 4 U.S. regions
Unit of measurement Proportion
Disaggregation categories Available by househoulder race and Hispanic origin, householder age, householder education, type of household, householder labor force activity, monthly household income, household net worth, and tenure
International and national references NA
Time period Annual
Scheduled update by SDG team

This table provides information on metadata for SDG indicators as defined by the UN Statistical Commission. Complete global metadata is provided by the UN Statistics Division.

Indicator name Proportion of adults (15 years and older) with an account at a bank or other financial institution or with a mobile-money-service provider
Target name Strengthen the capacity of domestic financial institutions to encourage and expand access to banking, insurance and financial services for all.
Global indicator description Definition This indicator denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution; having a debit card in their own name; receiving wages, government transfers, or payments for agricultural products into an account or through a mobile phone at a financial institution in the past 12 months; paying utility bills or school fees from an account at a financial institution in the past 12 months; receiving wages or government transfers into a card in the past 12 months; or personally using a mobile phone to pay bills or to send or receive money through a GSM Association (GSMA) Mobile Money for the Unbanked (MMU) service in the past 12 months (% age 15+) Concepts Account (% age 15+): The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution (see definition for "account at a financial institution") or personally using a mobile money service in the past 12 months (see definition for "mobile money account").
UN designated tier 1
UN custodial agency World Bank (Partnering Agencies: UNCDF)
Link to UN metadata UN metadata opens in a new window
Organisation U.S. Census Bureau, Survey of Income and Program Participation
Agency Staff Name Jonathan Eggleston
Agency Survey Dataset U.S. Census Bureau, Survey of Income and Program Participation
Notes Web source: Detailed Tables on Wealth and Asset Ownership https://www.census.gov/people/wealth/data/dtables.html
Title
Link to data source